Compare low-deductible and high-deductible plans to see which saves you more based on your expected claims.
Annual Premium Savings
$2,000
Low plan minus high plan
Break-Even Claims
1.5
Claims per year to offset savings
Low-Deductible Total Cost
$6,500
Premium + estimated deductible costs
High-Deductible Total Cost
$7,000
Premium + estimated deductible costs
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How to read these numbers
Annual premium savings is the difference between the two plans. The break-even claims number tells you how many claims per year would offset those savings with the higher deductible. If your expected claims are below this number, the high-deductible plan is likely the better financial choice.
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